My Clients
I typically work with high-net-worth individuals, business owners, and families. I believe in the importance of discussing the need to build a wealth plan that will be adjusted according to unexpected circumstances, such as death, divorce, loss of job, or extraordinary expenses.
Once a plan is in place, we will proceed to discuss your investment objectives and risk tolerance, my duties and responsibilities as a financial advisor, strategic asset allocation tailored to your needs, rebalancing of the portfolio as needed, implementation and periodic review of your portfolio with you, meeting expectations, and advisory fee or investment costs.
While most of many of my client accounts are fee-based through advisory services, I also serve clients who prefer to remain transactional through brokerage services.
Where I reasonably believe it to be in a client’s best interest, I recommend:
Advisory Services
For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS.
Non-Advisory Products (Brokerage Services)
For more details, including costs, please refer to Stifel’s Relationship Guide at www.stifel.com/relationshipguide and to Stifel’s Form CRS, available at www.stifel.com/CRS.
I will continue to follow up when my clients have questions or concerns.
Asset allocation does not ensure a profit or protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.
Once a plan is in place, we will proceed to discuss your investment objectives and risk tolerance, my duties and responsibilities as a financial advisor, strategic asset allocation tailored to your needs, rebalancing of the portfolio as needed, implementation and periodic review of your portfolio with you, meeting expectations, and advisory fee or investment costs.
While most of many of my client accounts are fee-based through advisory services, I also serve clients who prefer to remain transactional through brokerage services.
Where I reasonably believe it to be in a client’s best interest, I recommend:
Advisory Services
For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS.
Non-Advisory Products (Brokerage Services)
For more details, including costs, please refer to Stifel’s Relationship Guide at www.stifel.com/relationshipguide and to Stifel’s Form CRS, available at www.stifel.com/CRS.
I will continue to follow up when my clients have questions or concerns.
Asset allocation does not ensure a profit or protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.